LEOFF Helper Retirement Planner

LEOFF Pension

Retirement Age Years of Service Final Average Salary Life Expectancy COLA % Survivor Option Survivor Age Benefit Enhancement

Also add PERS Plan 2 Also add TRS Plan 2

Social Security

Birth Year Claim Age COLA Known Benefit Type Monthly Benefit at Full Retirement Age

Retirement Accounts

Assets

Debts

Current Monthly Expenses

Enter your current monthly household expenses. These are required before the simulator can run and are used to model both pre-retirement and retirement cash flow.

Housing Groceries Bills Auto Healthcare Insurance Other

Pre-Retirement Surplus Savings

Choose whether excess household cash flow before retirement should be saved and modeled as a future retirement resource.

Surplus Sweep Target Sweep % of Annual Surplus Annual Growth %

Expense Inflation Assumptions

Premium

Custom Stress Testing

Premium Only

Sign in with a premium account to define harsher Monte Carlo assumptions for inflation, healthcare, and sequence risk.

Enable custom premium stress profile

Goods & Services Inflation Stress % Housing Inflation Stress % Healthcare Inflation Stress % Portfolio Downside Floor % Early-Recession Shock Years Early-Recession Shock Return %

These settings affect Monte Carlo Plus in the dashboard and save with the current workspace when enabled.

Step 8

Generate the full retirement report

Complete your current household expenses first so the simulator can generate a live projection and report snapshot.