Stress test the uncomfortable version of the plan.
Subscribers can use custom stress settings for inflation, healthcare costs, downside portfolio years, and early-retirement sequence risk.
Optional annual support
Support LEOFF Helper for $15 a year.
LEOFF Helper core functionality will always be free. If the site is useful to you and you want to support continued development, an annual subscription helps keep the tools moving forward and unlocks additional planning features.
Purchase requests currently open an email draft so annual access can be set up manually.
Free stays free
The main planner remains available whether you subscribe or not.
Use the core LEOFF retirement calculator, focused decision tools, and guides without a paid account. Subscriptions are for people who want to support the project and access deeper analysis as premium tools continue to expand.
Subscriber benefits
Additional tools for deeper retirement decisions.
Premium scenario comparison
Compare saved retirement paths with richer outcome and setup detail.
Age-by-age readiness timeline
See how retirement readiness changes across future years instead of relying on one date.
Plan-aware optimizers
Unlock withdrawal-order, Social Security, and survivor-option guidance inside the planning flow.
Estate and tax detail views
Review year-by-year estate projection and tax-detail tables for deeper household planning.
Expanded report tools
Use full-report outputs for household conversations and professional review preparation.
Future supporter tools
Annual subscribers help fund continued development and receive access as new premium tools ship.
Simple annual price
$15 per year to support LEOFF Helper.
No ads, no pressure, and no change to the free core tools. Subscribe if the site helps your planning and you want the extra decision support.