LEOFF Helper now has a full planner plus three focused decision tools. Use the one that matches your question first, then move into the next step when you want more context.
Use a focused tool when you want a fast answer about timing, survivor protection, or pension value. Use the full planner when you want to see whether that answer still works inside the whole retirement picture.
Timing, survivor choice, or pension scale.
Compare one tradeoff without the rest of the plan getting in the way.
Validate the decision against expenses, assets, bridge years, and risk.
Best when you want the whole retirement picture in one place: pension, Social Security, assets, debts, expenses, readiness, Monte Carlo, and saved scenarios.
Best when you want to compare what working longer changes: service credit, pension percentage, bridge years, and pension value.
Best when you want to see the tradeoff between more pension now and more household income protection later.
Best when you want to make the pension feel tangible over time before comparing more detailed retirement scenarios.
Start with Retirement Age Comparison, then validate the result in the Full Planner.
Start with the Survivor Benefit Estimator, then use the planner if the choice changes the larger plan.
Start with Lifetime Pension Value, then compare ages or build the full plan from there.
If you are still learning the retirement rules behind the numbers, start with a guide first. That usually makes the calculator result more useful and easier to trust.
Read the core LEOFF pension guide if you want the rules behind service credit, final average salary, and retirement timing before modeling ages.
Read how LEOFF 2 pensions workHousehold-income protection is easier to compare once you understand how survivor options change the income your spouse may keep.
Read the survivor-options guideIf the real question is whether a decision still works inside expenses, assets, and sequence risk, move into the complete retirement planner next.
Open the full retirement planner